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Youth Builder


Youth Builder Account

Build generational wealth for your child and guarantee a financial head start in the future with a BECU Youth Builder Account.

This savings plan is catered to young people between the ages of 1-17 years old, with shares being transferred to them upon their 18th birthday. Your child will have the opportunity to learn more about saving and become financially literate. 

Start today and help them achieve their dreams of university, entrepreneurship, or security on loans in the future.

Youth Builder Features

  • Minimum deposit $150TT to start-up – per child
  • Minimum mandatory monthly contribution $50TT – via ACH transfer, standing order, etc.
  • Interest rate 2% - Compounded daily, paid monthly.
  • Can be used as collateral on loans related to the child named on the account – Medical, Back to School, Education.
  • Withdrawal penalty – 1% of the value being withdrawn or $100TT (whichever is greater). Withdrawals are limited to emergency requests only and subject to management approval.

Start your Youth Builder Today!

Don’t miss this opportunity to guarantee a solid financial foundation for your child. Connect with us, our Member Service Reps are ready and willing to assist.

Signing up is easy:


Complete BECU member application form for parent/guardian/sponsor & the child (if not an existing BECU member)

Passport/Birth certificate of the child

Photo Identification the parent/guardian/sponsor

Start-up $150TT

First monthly contribution (no less than $50TT)


Click the link below for the BECU Member Application form/Youth Builder form 

Membership Form         Youth Builder Application Form

Contact: for more info or to set up your Youth Builder Account today!


PISA – Premium Interest Savings Account

Earn the Highest interest rate, Easy access to funds when needed and a Secure way to Save with the BECU PISA! Become a member today, maintain a minimum balance of $1000TTD and receive 1% annual interest, calculated daily and paid quarterly.

Terms and Conditions:

  • Interest of 1% paid on balances above $1,000.00.
  • Minimum balance of $1000.00(TTD) must be maintained in the account.

BECU Fixed Deposit

Secure savings with steady growth

Watch your money grow, in a secure and stable environment with a BECU Fixed Deposit. Experience market-leading, guaranteed interest rates, for a pre-set period; ensuring substantial returns on your investment.

Enjoy great incentives and investment options of one-, two- or three-year terms; with easy renewal process. Your Fixed Deposit can be used as security on our loan options!

Our current fixed deposit rates

Deposit 1 Year 2 Years 3 Years
$5,000.00 - $99,999.00 1.50% 1.75% 2.00%
$100,000.00 - $499,999.00 2.25% 2.50% 2.75%
$500,000.00 and over Contact Us
**Break Rate 1.00%

Rates effective for a limited time.

Terms and Conditions:

All fixed deposits are subject to a break rate of 1.00% in the event they are closed or broken prior to the maturity date.

Savings Calculator

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About BECU

BECU's goal is to foster a resilient and dynamic environment in which to cultivate enhanced financial security and prosperity for our membership, and the credit union movement overall. Read more.

Contact Us

(868) 622-4035

(868) 628-2559



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