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BECU Fixed Deposit

-Future Foundation-

Watch your money grow, in a secure and stable environment with a BECU Fixed Deposit.

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Youth Builder

-Early Start, Smart Start-

Build generational wealth for your child and guarantee a financial head start in the future with a BECU Youth Builder Account.

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PI$A

-Premium Interest Savings Account-

From ACH transfers to personalized guidance, our services make managing your finances easier and more efficient — so you can focus on what matters most.

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Future Foundation Fixed Deposit

You shouldn’t have to do all the work, let your money work for you. The BECU Future Foundation Fixed Deposit guarantees your money grows at a fixed interest rate as high as 2.9%, for the term of your 1–3-years. 

Your future will be happy you decided to invest today to achieve your goals like homes, education, children’s expenses, dream vacations, retirement and more. 

Calculated monthly, you choose how you receive your proceeds – by cheque, transferred to another account or reinvested into your fixed deposit. 

From To 1 Year 2 Years 3 Years
$5,000 $99,999 1.50% 1.70% 1.90%
$100,000 $499,999 2.00% 2.20% 2.40%
$500,000 and above 2.50% 2.70% 2.90%

All fixed deposits are subject to 1.00% break-rate if closed prior to the maturity date.

Terms and Conditions:

All fixed deposits are subject to a break rate of 1.00% in the event they are closed or broken prior to the maturity date.

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#youth-builder

Youth Builder Account

Build generational wealth for your child and guarantee a financial head start in the future with a BECU Youth Builder Account. This savings plan is catered to young people between the ages of 1-17 years old, with shares being transferred to them upon their 18th birthday. Your child will have the opportunity to learn more about saving and become financially literate. Start today and help them achieve their dreams of university, entrepreneurship, or security on loans in the future.Your future will be happy you decided to invest today to achieve your goals like homes, education, children’s expenses, dream vacations, retirement and more. 

Calculated monthly, you choose how you receive your proceeds – by cheque, transferred to another account or reinvested into your fixed deposit. 

Youth Builder Features
  • Minimum deposit $150TT to start-up – per child
  • Interest rate 2% – Calculated daily, paid monthly.
  • Withdrawal penalty – 1% of the value being withdrawn or $100TT (whichever is greater). Withdrawals are limited to emergency requests only and subject to management approval.
  • Minimum mandatory monthly contribution $50TT – via ACH transfer, standing order, etc.
  • Can be used as collateral on loans related to the child named on the account – Medical, Back to School, Education.

Start your youth builder today!
Don’t miss this opportunity to guarantee a solid financial foundation for your child. Connect with us, our Member Service Reps are ready and willing to assist.
Signing up is easy:

  • Complete BECU member application form for parent/guardian/sponsor & the child (if not an existing BECU member)
  • Photo Identification the parent/guardian/sponsor
  • First monthly contribution (no less than $50TT)
  • Passport/Birth certificate of the child
  • Start-up $150TT
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PISA – Premium Interest Savings Account

Earn the Highest interest rate, Easy access to funds when needed and a Secure way to Save with the BECU PISA! Become a member today, maintain a minimum balance of $1000TTD and receive 1% annual interest, calculated daily and paid quarterly. 

Terms and Conditions:

  • Interest of 1% paid on balances above $1,000.00.
  • Minimum balance of $1000.00(TTD) must be maintained in the account.
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Savings Calculator

TT$0 TT$1,000,000

Enter your current savings amount

TT$0 TT$10,000

Amount you plan to save each month

0% 30%

Interest rate for your savings

1 years 100 years

Number of years you plan to save

Total Contributions TT$65,000
Total Interest Earned TT$22,355
Final Savings Balance

TT$87,355

Your projected savings after the investment period

Become a Member Today

Access our Membership, Youth Membership & Member Update forms online
VIEW MEMBERSHIP FORMS

BECU’s goal is to foster a resilient and dynamic environment in which to cultivate enhanced financial security and prosperity for our membership, and the credit union movement overall.

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  • Corner Bournes Rd & Angelina Street
    St. James, Trinidad.
  • Email:service@becuonline.com
  • Phone:(868) 622-4035
  • Fax:(868) 628-2559

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