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Ensure that your most valuable asset keeps working for you with an affordable Home Improvement Loan. The loan can be used for needed repairs or enhancements that will contribute to future capital appreciation of the asset.
HIL offers members a maximum loan of $80,000. This must be 60% secured by collateral comprised of a minimum of 25% of loan value in unencumbered shares.
*Collateral for this loan may also be co-made or co-signed.
Unencumbered Shares & Minimum Additional Requirements
|Additional shares or collateral (35%)||3,500||7,000||14,000||21,000||28,000|
|Minimum total security (60%)||6,000||12,000||24,000||36,000||48,000|